About this test
How we handle money depends less on maths and more on beliefs we learned as children, often without realizing it.
Answer honestly: there are no right answers, only patterns worth knowing.
Money scripts
Psychologist Brad Klontz and colleagues described four groups of unconscious beliefs about money, which they called money scripts: money avoidance (money is bad or not deserved), money worship (more money will solve everything), money status (self-worth equals net worth) and money vigilance (saving and caution above all).
These beliefs are usually learned in childhood from family and culture, and research links several of them to financial behaviors such as overspending, financial denial or anxiety. Recognizing yours is the first step to deciding with a clearer head.